Montgomery, Newburgh and Highland Mills New York real estate listings, home buying, selling and relocation information

Your move is one of the most important decisions and the largest investment you will probably make. Call me to find your perfect home- 845-629-1675.

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"You were there every singel day of the process until closing. And for that, Lorna, my family and I are forever grateful."
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About Me: Montgomery, Newburgh and Highland Mills New York home buying, real estate listings, and homes for sale in Orange County, NY

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What is one of the most unusually shaped buildings in the world?
A	The all-suite Arabian Tower hotel near Dubai is 1,052 feet tall, built on a man-made island and shaped like a boat sail.
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Lorna Sherland, REALTORŽ, real estate agent and broker for Montgomery, Newburgh and Highland Mills New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Lorna Sherland
Keller Williams Realty
229 Route 32, Suite 1
Cental Valley, NY 10917
Tel: 845-629-1675
Tel: 845-928-8000 X330
Fax: 845-928-9774
Email: lornasherland@NUMBER1EXPERT.com
Lorna Sherland has resided in the Town Montgomery, NY for approximately 10 years, and just recently relocated to the small Town of Clintondale,in Plattekill, New York. Originally from Kingston Jamaica, Lorna relocated from Bronx, NY to scenic Orange County because the area reminded her of her original environment in Kingston, Jamaica. She resides here in the small Town of Clintondale with her husband and son, who's currently in college and a graduate of the Valley Central School District. Lorna is herself an alumni of Marist College. She prides herself in taking care or her clients and customers real estate needs with the optimum professionalism. She listens, then executes!! Along with her motto of "Always at work for you" & "Success Without Limits", she strongly believes in the Keller Williams culture of "Win Win or No Deal".

www.LornaSellsHudsonValleyHomes.com is brought to you by Lorna Sherland
NUMBER1EXPERT™ in real estate for Montgomery, Newburgh and Highland Mills, New York, luxury homes

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