Montgomery, Newburgh and Highland Mills real estate and homes for sale in New York, luxury homes - Lorna Sherland, REALTOR® Lorna Sherland REALTOR(r) for Montgomery, Newburgh and Highland Mills, New York real estate, luxury homes - NUMBER1EXPERT™ Lorna Sherland NUMBER1EXPERT(tm) for Montgomery, Newburgh and Highland Mills, New York real estate, luxury homes
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Lorna Sherland, REALTORŪ, real estate agent and broker for Montgomery, Newburgh and Highland Mills New York home listings, property and land for sale - NUMBER1EXPERT(tm)
Your move is one of the most important decisions and the largest investment you will probably make. Call me to find your perfect home- 845-629-1675.







Want Your Home Sold?Call about my "Guranteed Sale"
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"The Importance of the Inspection"
"How well I remember that final inspection and the importance of it! This month marks a year at our new location, in part due to your guidance."
"JoAnne Nanton"
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Lorna Sherland is one of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Montgomery, Newburgh and Highland Mills New York home buying, real estate listings, and homes for sale in Orange County, NY
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Montgomery, Newburgh and Highland Mills real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Bargain Properties >The Inspection Report

Are you looking for a home and becoming tired of house-hunting? If so, you may be tempted to buy a bargain-priced home "as is" and forego the home inspection. But without the inspection report, do you know what the "as it" refers to? Wouldn't it be better to know what condition the home is in before you buy it?

The inspection contingency allows the buyer to enlist the services of a licensed home inspector within three to seven days after the purchase agreement is signed. The inspector will go over the property from top to bottom, evaluating the condition of all the basic systems and structures of the home in order to identify conditions that may be considered material defects and thus may affect the market value or the safety of the home.

The inspector's report is the only documented proof of the actual condition of the property that is being sold. It is a valuable tool that helps you negotiate the sales contract and gives you information about future maintenance projects. The cost of an inspection is well worth the peace of mind it provides.

See All Tips In The "Bargain Properties" Category >
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Real Estate Trivia
Q 
What celebrity home sold recently for a reported $5.5 million, despite its yellow-and-rust striped paint job?

A 
This Hollywood Hills residence was the former home of the popular singer, Madonna.
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Lorna Sherland, REALTORŪ, real estate agent and broker for Montgomery, Newburgh and Highland Mills New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Lorna Sherland
Keller Williams Realty

229 Route 32, Suite 1
Cental Valley, NY 10917
Tel: 845-629-1675
Tel: 845-928-8000 X330
Fax: 845-928-9774
Email: lornasherland@NUMBER1EXPERT.com

Lorna Sherland has resided in the Town Montgomery, NY for approximately 10 years, and just recently relocated to the small Town of Clintondale,in Plattekill, New York. Originally from Kingston Jamaica, Lorna relocated from Bronx, NY to scenic Orange County because the area reminded her of her original environment in Kingston, Jamaica. She resides here in the small Town of Clintondale with her husband and son, who's currently in college and a graduate of the Valley Central School District. Lorna is herself an alumni of Marist College. She prides herself in taking care or her clients and customers real estate needs with the optimum professionalism. She listens, then executes!! Along with her motto of "Always at work for you" & "Success Without Limits", she strongly believes in the Keller Williams culture of "Win Win or No Deal".

ABREqual HousingMLSREALTORSRES


Keller Williams Realty real estate and homes for sale in Montgomery, Newburgh and Highland Mills New York

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