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Your move is one of the most important decisions and the largest investment you will probably make. Call me to find your perfect home- 845-629-1675.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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"We will definitely recommend you to our family "
"We spent the weekend at the house cleaning and prepping it for paint and I have to say I really love it".
"Daniel & Lydia King, Washingtonville NY"
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Lorna Sherland is one of The Top
Selling Real Estate Experts™
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Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As a top Newburgh, New Windsor, Warwick real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. I have direct access to the Newburgh, New Windsor, Warwick area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers.  Tell me what you are looking for! It's my job to know every property in Newburgh, New Windsor, Warwick, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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What is a Buyer Broker?
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A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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