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Your move is one of the most important decisions and the largest investment you will probably make. Call me to find your perfect home- 845-629-1675.
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Lorna Sherland is one of The Top
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NOW IS THE TIME TO BUY - The housing market is still ticking. Interest rates while at an all time low, are creeping up slightly. Now is the time to buy! Whether you are a first time home buyer, a move up buyer or investor, the time is good NOW! There are many opportunities coming on the market from bank owned properties to foreclosures that can be purchased at a reasonable price. There are over 100 of such properties currently on the market in Orange County and are being purchased by smart buyers who have realized the trend. No one has a crystal ball to know when this trend will end, so the time to move is NOW! Strick while the iron is hot! HOW TO REPAIR YOUR CREDIT Take the steps to make bad credit repair a reality for you. By John Adams Homestore.com Achieving bad credit repair--whether bad credit is the result of unpaid credit card balances, a home foreclosure or a bankruptcy filing--is not an easy task, but it is not impossible. Our free credit repair guides provide steps to make bad credit repair a reality for you. First, call your creditors, explain your situation and play "Let's Make A Deal." "Tell creditors that you are trying to clean up your credit and offer them a 30-percent settlement payment," said Debbi Chapman, a senior loan officer for FD Bankers in Hunt Valley, Md. "Try this first because most of them will take payments of 30 percent to 40 percent" of outstanding balances. Credit Repair--Partial Settlement Payment If your creditors accept your offer to pay a portion of your debt, make sure you get the terms of the settlement in writing. And if the creditor refuses your offer, get that in writing as well. Once the settlement has been paid in full, your next step is to send the signed settlement letter(s) documenting your bad credir repair to the credit bureaus: Equifax, Trans Union and Experian/TRW. Each bureau should update your credit report to show that your settlement is paid. For entire article, go to www.wnbc.com FHA NEW MORTGAGE MAXIMUMS Mortgage maximums as of Friday March 07, 2008 POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY Sorted by: County State: NY County: ORANGE Limit Type: FHA Forward The current basic standard mortgage limits for FHA insured loans are: One-family Two-family Three-family Four-family FHA Forward $271,050.00 $347,000.00 $419,400.00 $521,250.00 HECM $200,160.00 Fannie/Freddie $417,000.00 $533,850.00 $645,300.00 $801,950.00 High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings are currently: One-family Two-family Three-family Four-family FHA Forward $729,750.00 $934,200.00 $1,129,250.00 $1,403,400.00 HECM $362,790.00 Fannie/Freddie $729,750.00 $934,200.00 $1,129,250.00 $1,403,400.00 
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Ready to get into your new home this year! Don't miss my Feature Homes. Call for your appointment today. Need local real estate information? I've summarized much of what is important about the Montgomery, Newburgh, Highland Mills, Middletown, New Windsor, Monroe and Walden real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Montgomery, Newburgh, Highland Mills, Middletown, New Windsor, Monroe and Walden real estate agent, I have the experience and track record you are looking for. Please let me help. - Lorna Sherland  |
When looking to make the largest investment of your life, don't just call anyone! Call Lorna to get you to your goal!! Call me about downpayment assistance programs through Wells Fargo Mortgage!! Homeownership can be yours with a simple call!!
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About Appraisals >The Language of Real Estate Agents
Technical terms can be confusing to people who do not work in a profession, and real estate agents use language that may be confusing to many home buyers and sellers.
If you find your eyes glazing over when your real estate agent starts talking about escrow, clear title, easements, encroachments, contingencies, financing, appraisals and the closing process, don't hesitate to ask for a translation. Buying or selling a home is a major step, and professional real estate agents are totally committed to helping you understand the process thoroughly so that you can make informed decisions.
The simple transaction of trading the sellers' house for the buyers' money has become complicated by several hundred years of custom, common law, and state and local government requirements. Consumer demands have resulted in up-to-date rules that communication be as clear and understandable as possible. Real estate agents work to create an atmosphere in which you feel comfortable to ask questions.
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What area in the U.S. is known for its pre-civil war mansions?
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Natchez, Mississippi boasts over 500 pre-civil war-style mansions; many are open to the public as museums. |
See More Real Estate Trivia > |
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